Our Plan requires working spouses enroll in their employer’s health plan if their premium is $40 per month or less. Our Plan also requires working spouses enroll in their employer’s dental plan if they pay less than 50% of the premium.
If the cost of your spouse’s health and/or dental coverage exceeds the criteria above, or if coverage is not available to your spouse, the Fund Office must have a letter from the employer stating that fact.
Failure to make a complete disclosure of other group insurance will result in delay of payment of claims. Any overpayment by our office must be reimbursed.
I trust this is of assistance to you and clarifies the position of the Fund on coordination of benefits. Should you have any questions regarding this matter please feel free to contact our office at 515-243-3246 or 866-894-4500.